Settlement With
Choice

Public when required. Private when preferred. Asset-backed when desired.

One identity. Multiple ways to pay. One seamless experience.

0.4s

Avg. settlement finality

5 rails

Unified in one checkout

SOC 2

Type II infrastructure

BUILT FOR MODERN COMMERCE

Scan. Pay. Earn.

A simple flow powered by ClearPayments infrastructure.

QR Code
Scan to pay $24.80

Scan

Start instantly

  • Scan a QR code or tap
  • Secure identity-based login
  • No accounts to create

Pay your way

Choose how you want to pay.

Visa, debit
ACH
Life App
DUSD
Digital Gold

Earn automatically

Rewards are built into every transaction.

  • Earn every time
  • Merchant-defined rewards
  • Stored in your wallet
  • Redeem across participating merchants

You don’t choose the system.

You choose how you pay.

One engine.
Three settlement rails.

ClearPayments integrates multiple settlement models into one system. You are not locked into a single rail. You choose.

Public Settlement

Traditional card and bank processing.

  • Fully compliant
  • Global acceptance
  • Hardware-ready
Visa · Mastercard · ACH

Private Settlement

User-controlled digital settlement.

  • Selective disclosure
  • Near-instant finality
  • Lower structural cost
DUSD · LIFE App

Asset-Backed

Value-linked payment options.

  • Digital gold
  • Asset-backed instruments
  • Optional integration
Optional rail

A clean system for
modern payments.

Four composable products. One identity layer. Pick the surface area that fits your business.

PAY

Unified Checkout

Accept payments across every rail your customers expect.

  • Visa, Mastercard, debit
  • ACH and bank transfers
  • Global Payments hardware
  • Private settlement
  • Asset-backed options
Explore PAY
ROUTE

Settlement Routing

Control how funds move, across entities and accounts.

  • Split settlement
  • Scheduled payouts
  • Multi-entity routing
  • Bank + wallet payouts
Explore ROUTE
REWARD

Programmable Rewards

Rewards aren't a layer on top they're built into settlement.

  • Points and credits
  • Cashback equivalents
  • Tiered programs
  • Referral incentives
Explore REWARD
CONNECT

Infrastructure Integration

Works with the systems you already trust and operate.

  • Hardware (Global Payments)
  • Banking (via ClearFinance)
  • Accounting (Xero, Intuit)
  • CRM tools
  • Identity systems
Explore CONNECT

Retail-ready hardware.
Real card acceptance.

ClearPayments integrates with modern POS hardware and global card networks.

  • Countertop checkout
  • Mobile and handheld payments
  • Tap, dip, swipe
  • High-volume environments
Visa and major network acceptance built in. No bolt-on processors. No second contract.
Retail hardware

A familiar interface.
Expanded capability.

Manage every rail, every payout, every program in one place.

ClearPayments Dashboard

Built for three audiences.
Tuned for each.

FOR MERCHANTS
  • Accept cards and bank payments
  • Offer private settlement options
  • Enable asset-backed payments
  • Issue rewards
  • Reduce long-term costs
FOR PLATFORMS
  • Embedded APIs
  • Revenue splits
  • Identity-linked transactions
  • Multi-rail settlement
FOR COMMUNITIES
  • Local commerce systems
  • Asset-backed currencies
  • Identity-based payments
  • Reward ecosystems

ClearPayments moves value.
ClearFinance manages it.

Together they provide the operating layer for modern commerce.

Explore ClearFinance
ClearPayments moves value

Transparent.
No surprises.

ClearPayments generates revenue through clearly stated channels and never by monetizing user data.

We do not monetize user data.
  • 01
    Public processing fees Per-transaction on card and ACH
  • 02
    Private settlement fees Per-transaction on private rails
  • 03
    Merchant SaaS subscriptions Tiered platform access
  • 04
    Reward system deployment Setup + ongoing program fees
  • 05
    Infrastructure integrations Hardware, banking, identity

Choose your
settlement model.